Details for Fl homes page 2 3/17
FL Homes About Real Estate Spring is welcome, but it brings home-maintenance chores BY DAVID W. MYERS the ladder, make sure that your rain gutters Spring has finally and downspouts are clear sprung, but all of any leaves or other homeowners should give debris that may have their property a checkup accumulated during the now to make sure it’s fall or winter. Also check ready for the warmer the flashing or sealant months ahead. around any chimneys, skylights or plumbing DEAR DAVE: We are vents that your property first-time homeowners, may have, to ensure that having bought our they are watertight. house in November. Our Inspect your driveway, landlord always took care patio or any other of our old apartment’s patches of cement on maintenance duties when your property for small spring arrived, but we will cracks or fissures. Even have to do them ourselves the smallest of openings now because we don’t have can sprout bothersome enough money to hire a weeds after the spring maintenance person. What rains, or even gradually fill should we pay attention with water that can cause to? buckling. ANSWER: Also use a screwdriver Congratulations, and or long nail to probe the welcome to the world of frames around windows, homeownership, We greet doors and any other wood you with the open arms that’s been exposed to of everything that your Mother Nature. If the landlord used to take care wood is soft or rotting, of. you’ll need to make repairs For all owners, new or before spring rains cause not, when spring arrives, further damage. many of the maintenance Like inspecting the concerns involve issues outside of your home, it that are outside of the can also be a bit simpler home rather than inside. to check the interior of Start by inspecting the your house this spring roof. Using a household by starting from the top ladder and binoculars, and working your way stand outside of your down to the bottom. If home to see if any shingles you have an attic or small or tiles were lost or crawlspace above your damaged during winter ceiling, take appropriate storms. They need to be action immediately if you repaired or replaced to find any evidence of insect avoid leaky ceilings or or rodent infestation, or if other potentially costly you see odd-colored stains problems later. that could be telltale signs While you’re up on of mold. It’s also the time to give all of your living areas a thorough cleaning. Many homeowners get the inside of their homes sparkling clean for friends who visit during the winter holidays, but then put their cleaning supplies away even before the last piece of pizza or bowl of nachos is dropped on the living room floor during the Super Bowl in early February. That’s a perfect recipe to foster all sorts of allergies or other problems. Spring is also a good time to take basic steps to tune up your airconditioning unit for the warmer months ahead (see the owner’s manual for details), and to clean or change the filter on your water-heater. If you have a basement, conduct your spring checkup as if you had an attic: Check for signs of infestation by rodents or insects, or the presence of mold. Dampness in the basement may signal other problems, such as aboveaverage humidity in the room or poor ventilation. That’s not good, either. Some of these maintenance chores can be performed by even novice homeowners, with simple and inexpensive supplies purchased from a local hardware store or homeimprovement center. But others, like a roof that your initial inspection suggests needs major repairs, should be handled by a barn, garage for owner Rebecca Moshaty at 31 Richardson Ave., $16,000. • Eddie's Masonry, remodel basement for owner Kathleen E. Turenne at 31 Chapman Ave., $4,000. • North Brook Farms, commercial remodel for owner Grant Kyle at 38 W. Garden St., $5,000. • Frederick Plis, install three windows at 217-219 State St., $300. licensed contractor. REAL ESTATE TRIVIA: At 31,700 square miles, the beloved Lake Superior is greater than the combined land mass of Vermont, Massachusetts, Rhode Island, Connecticut and New Hampshire. DEAR DAVE: We are homeowners, and we filed our federal tax return on Feb. 2, expecting a tax refund of $1,213. To date, no refund check has been received. What gives? ANSWER: The Internal Revenue Service was slowed by the temporary federal shutdown of most government offices earlier this year. But the IRS is finally getting back to speed, so your refund check should arrive soon. The fastest and easiest way to check the status of your refund is to visit the agency’s website, www.irs.gov, and click the “Refunds” button on its home page. You’ll quickly get an answer after entering your Social Security or Tax ID number, your filing status and the amount of the refund that you are owed. People who don’t have access to the internet can get an update on the status of their refund by calling the IRS toll-free, 1-800829-4477. (c)2019 Cowles Syndicate Inc. All Rights Reserved Building Permits The building inspector issued a permit to Kirk Liskow for commercial remodel for owner Amerco Real Estate Co. at 46 North St., $100,000. The inspector also issued the following permits: • Patricia A. Gagan, remodel kitchen at 78 Mary St., $12,000. • Tarson Enterprises, install 24-by-14 in-ground pool for owner William R. Meyer at 29 Drummon St., $16,000. • Bank of America NA, remodel house at 65 Fleming St., $25,000. • Dana Botindari Construction, install metal roof over one existing layer for owner Southview Assets at 144 Standart Ave., $10,990. • Shelly Del Favero, remodel kitchen at 173 Van Anden St., $20,000. • Federal NA Associates, remodel house at 6 Parsons St., $8,000. • Anthony Elice Construction, remodel entire house for owner David A. Morabito at 13 Seymour St., $9,000. • Marcus A. Babb, kitchen remodel of No. 4 downstairs apartment and miscellaneous patching of No. 4 upstairs apartment at 4-6 Nelson St., $500. • Kassis Superior Sign Co. Inc., install two attached non-illuminated and one attached illuminated "AAI PowerFlo Technologies" signs for owner 70 Wright Circle LLC at 70 Wright Circle, $7,000. • William Juhl, repair front porch at 14 Nelson St., $800. • Ben McIntosh, remodel second-floor bedroom at 20 Owasco St., $1,000. • Eby Enterprises, install 24-by-24 feet pole 315-252-7466 | www.hometeam.com/auburnny Let An Expert Do It! Expert Clutter Removal We clean out your junk - NOT your wallet! Bruce Babilot, OWNER CLEANOUTS & REMOVAL MOVE HELP & LIGHT DEMOLITION Your Cayuga County (315) 730-6370 Mortgage LendingTeam firstname.lastname@example.org Free Estimates & Fully Insured Contact your team member today! RobeRt Padula Dedicated, Honest, & Hardworking to bring the best results for my clients. phone: 315-567-0150 mobile: 315-729-1643 Rober t “Bob” Bachta NMLS# 52191 Real Estate Salesperson In accordance with the federal Fair Housing Act, we do not accept for publication any real estate listing that indicates any preference, limitation, or discrimination based on race, color, religion, sex, disability, family status, or national origin. If you believe a published listing states such a preference, limitation, or discrimination, please notify this publication at email@example.com. CHRistie sCHwab phone: 315-568-1159 mobile: 315-237-7397 NMLS# 1436124 //mygenbank.com Member FDIC | © 2016 Generations Bank | NMLS# 456426 MORTGAGE RATE MONITOR LENDER CRAIG MIETz Mortgage Specialist & Banking Officer 315-612-3163 (Office) 315-406-9062(Cell) firstname.lastname@example.org 4 E. Genesee St., Auburn Cell: (315) 246-9872 email@example.com www.riordanrealty.net call me to discuss your real estate needs Single family home mortgage rates available locally. LOAN RATE LOAN TypE % DOwN TERM pOINTs fEE ApR 3.875 CONV Fixed 5 15 0 4.019 3.625 CONV Fixed 5 15 2 4.067 4.375 CONV Fixed 5 30 0 4.460 4.125 CONV Fixed 5 30 2 4.380 NOTES: APR - Annual Percentage Rate; ARM - Adjustable Rate Mortgage; CO-ARM - Convertible, Adjustable; B - Balloon Payment; C - Conventional Rate; F - Fixed Rate; FHA - Federal Housing Admin; F,C - Fixed,Convertible; S,F - SONYMA, Fixed; R - Rural Housing; VA - Veterans Administration -Seller can pay closing costs. Information subject to change without notice. Other plans available, contact lenders for details. Rates can change before closing unless guaranteed in writing. Currentness of individual institution’s posted rates vary. *PMI Insurance Required Lending institutions: Have your rates in tHis monitor weekLy witH weekLy updates. For FurtHer inFormation contact tom BacHman at 315-282-2288.